We're hiringBusiness Development Manager

Compare rates, fees and credit policies of 40+ non-bank lenders, private lenders and family offices

Built for Australian brokers to compare options, build credit papers and request terms directly from a panel of trusted commercial & development finance lenders.

Schedule a demo →

Arc Money — Illustrative example only. Rates and fees shown are indicative 'from' rates. Lender outcomes vary by scenario.

How it works

Everything you need to place a private credit deal, in one place.

Enter your scenario, including security, loan amount, LVR and term, and ThinkPrivate instantly matches you with lenders whose appetite fits. Your funding table and credit paper are generated automatically, with property details pulled from Landchecker.
Compare rates, fees and credit policies side by side, then choose which lenders to request terms from.
Send your credit paper to as many lenders as you like. It goes straight to them. ThinkPrivate doesn't sit in the middle, so you're free to deal directly with lenders off-platform.

Security Property 10 of 7 complete

Property details

Start here: search for an address

Gathering property dataLandchecker

Lot / PlanLand sizeZoningLatest planning permit

Google Maps

Street viewLocation map

Lot / PlanLot 214 DP1187432Land size612.40 m²ZoningR2 Low Density Residential

Latest planning permitNo DAFull details ›

Map showing the security property location

Sources

LandcheckerProperty details, planning, hazards

Property descriptionProperty descriptionDetached house, 4 bed

Property use *Property useOwner occupied

Land size (m²) (optional)Land size (m²)612.40 m²

$ Estimated value *Estimated value$1,850,000

Loan amount *$ 0LVR0.00 %

Loan Structure0 of 3 complete

Funding requirements

Loan term

3 mths6 mths9 mths12 mths18 mths24 mths36 mths

Interest payment method *Interest payment methodCapitalised

Broker fee *Broker fee1.10% inc. GST

Guarantor Details0 of 5 complete

Guarantor 1

Full nameFull nameDavid Chen

Employment type *Employment typeSelf-employed

Asset and liabilities

Property assets $0

Property liabilities $0

Other assets $0

Other liabilities $0

Total assets $0Total liabilities $0

Net asset position $0

Outstanding tax debt YesNo

Credit impairments? YesNo

Additional Details

Additional comments Add extra details or context to help lenders understand your scenario. This will be included in the summary sent to lenders.

Enter any additional comments or context here

Upload supporting documents

Drop files anywhere in this box, or use the button belowUpload relevant documents such as:

Valuation reportsAsset and liability schedulesLoan statementsDeveloper CV's

Choose file(s) or drag and dropPDF, Images, Excel files (max 32MB each)Select file(s)

Uploaded Files (0)

Assets & Liabilities Statement.pdf0.02 MB

Identification.pdf0.02 MB

Valuation Report.pdf0.02 MB

Lender ComparisonAll-in RateInterest Rate p.a.Est. %Other $InfoRequest

9.28%8.50% to 11.25%1.25%$990Policy

9.18%8.35% to 10.95%1.25%$0Policy

9.24%8.45% to 11.20%1.25%$550Policy

9.16%8.30% to 10.75%1.10%$1,100Policy

9.27%8.50% to 11.00%1.25%$750Policy

9.25%8.45% to 10.85%1.10%$550Policy

9.22%8.40% to 11.10%1.10%$950Policy

9.29%8.55% to 11.50%1.38%$0Policy

9.14%8.28% to 10.70%1.25%$0Policy

9.12%8.25% to 10.95%1.10%$0Policy

9.20%8.38% to 10.90%1.25%$0Policy

9.26%8.45% to 11.00%1.25%$770Policy

8 lenders match your scenario0 lender(s) selectedPreviewRequest terms

Funding table

Total property value$0.00LVR (weighted)0.00%

Indicative terms for Speedy Business Finance

Interest rate-Line fee-Estab fee-Broker fee-

Loan amount$0.00

Less: Establishment fee (1.10% inc. GST)$0.00

Less: Broker fee (1.10% inc. GST)$0.00

Less: Prepaid interest (12 months @ 8.25%)$0.00

Surplus $0.00

Request TermsNo credit checks performed

You're about to share this scenario with 3 lenders. They'll review it and respond with indicative terms.

LenderLender ContactAll-in RateInterest p.a.Est. %Other $

Select a contactSMSarah MitchellOrigination9.12%8.25% to 10.95%1.10%$0

Select a contactJOJames OkaforCredit9.14%8.28% to 10.70%1.25%$0

Select a contactPNPriya NairOrigination9.16%8.30% to 10.75%1.10%$1,100

Rates and fees shown are indicative only, are subject to lender assessment, formal approval and property valuation, and may change.

Lenders should contact me by *Phone or emailPhoneEmailSave as my default

I confirm all of the following:

I confirm that the information I have provided is true, accurate and complete.
I confirm that the loan to be provided to the borrower(s) is to be applied wholly or predominantly for business purposes or investment purposes (other than investment in residential property).

CancelRequest terms

Indicative terms requestedYour scenario has been sent to the following lenders. They will contact you directly.

Start a new scenario

Illustrative example only. Lenders, rates and fees shown are examples and do not represent actual offers. Lender outcomes vary by scenario.

lenders on panel: 40+
accredited brokers: 1,900+
connected transactions: $9.0bn+

Built for real estate backed private credit

Whatever the transaction, ThinkPrivate matches it to lenders who fund it.

First Mortgage
Refinance, purchase & equity release
Security types
Residential, commercial, industrial, agriculture & farming, development sites & vacant land, specialised & residual stock
Second Mortgage
Refinance & equity release
Security types
Residential, commercial, industrial, agriculture & farming, development sites & vacant land, specialised & residual stock
Construction
Development & land-subdivision
Security types
Residential, commercial, industrial, specialised & mid-construction

How to get accredited

Four steps, no fees, most brokers are placing deals the same day.

Press get started free
Kick off your accreditation by creating an account from the homepage in one click.
Submit your accreditation
Set up your ThinkPrivate login and submit your accreditation request in the one flow.
Write your first deal
Once approved, start building your first scenario.
100% free for brokers
No cost to join, no cost to originate. No commission splits.

For brokers

Compare 40+ lenders in one place

Enter a scenario once, compare indicative terms side by side, and send a packaged credit paper straight to your chosen lenders.

Get started free →

For lenders

Get in front of Australia's top brokers

Join the panel and receive transactions matched to your credit policy, prequalified before they ever reach you.

Join the panel →

Common questions

Everything brokers ask before they get started. Can't find it here? We respond within 24 hours.

View all questions →

ThinkPrivate charges its lenders a monthly fee to advertise their products on the platform.

Yes, entirely. No accreditation fees, no scenario fees, no commission splits. The rates and fees shown are the same as approaching the lender directly.

Any broker holding a credit representative number or an Australian Credit Licence (ACL), under any aggregator. Accreditation takes minutes.

First mortgage, second mortgage, and construction and development finance. Security types include commercial, residential, rural, specialised securities, and development sites.

Pricing and appetite are maintained by each lender directly. Rates are indicative and subject to formal credit assessment, but they reflect what each lender is actually writing right now.

Scenario data is not shared with lenders until you explicitly submit. Only the lenders you select receive the submission.

ThinkPrivate

We're hiringBusiness Development Manager

Compare rates, fees and credit policies of 40+ non-bank lenders, private lenders and family offices

Built for Australian brokers to compare options, build credit papers and request terms directly from a panel of trusted commercial & development finance lenders.

Schedule a demo →

How it works

Everything you need to place a private credit deal, in one place.

Enter your scenario, including security, loan amount, LVR and term, and ThinkPrivate instantly matches you with lenders whose appetite fits. Your funding table and credit paper are generated automatically, with property details pulled from Landchecker.
Compare rates, fees and credit policies side by side, then choose which lenders to request terms from.
Send your credit paper to as many lenders as you like. It goes straight to them. ThinkPrivate doesn't sit in the middle, so you're free to deal directly with lenders off-platform.

Security Property 10 of 7 complete

Property details

Start here: search for an address

Gathering property dataLandchecker

Lot / PlanLand sizeZoningLatest planning permit

Google Maps

Street viewLocation map

Lot / PlanLot 214 DP1187432Land size612.40 m²ZoningR2 Low Density Residential

Latest planning permitNo DAFull details ›

Sources

LandcheckerProperty details, planning, hazards

Property descriptionProperty descriptionDetached house, 4 bed

Property use *Property useOwner occupied

Land size (m²) (optional)Land size (m²)612.40 m²

$ Estimated value *Estimated value$1,850,000

Loan amount *$ 0LVR0.00 %

Loan Structure0 of 3 complete

Funding requirements

Loan term

3 mths6 mths9 mths12 mths18 mths24 mths36 mths

Interest payment method *Interest payment methodCapitalised

Broker fee *Broker fee1.10% inc. GST

Guarantor Details0 of 5 complete

Guarantor 1

Full nameFull nameDavid Chen

Employment type *Employment typeSelf-employed

Asset and liabilities

Property assets $0

Property liabilities $0

Other assets $0

Other liabilities $0

Total assets $0Total liabilities $0

Net asset position $0

Outstanding tax debt YesNo

Credit impairments? YesNo

Additional Details

Additional comments Add extra details or context to help lenders understand your scenario. This will be included in the summary sent to lenders.

Enter any additional comments or context here

Upload supporting documents

Drop files anywhere in this box, or use the button belowUpload relevant documents such as:

Valuation reportsAsset and liability schedulesLoan statementsDeveloper CV's

Choose file(s) or drag and dropPDF, Images, Excel files (max 32MB each)Select file(s)

Uploaded Files (0)

Assets & Liabilities Statement.pdf0.02 MB

Identification.pdf0.02 MB

Valuation Report.pdf0.02 MB

Lender ComparisonAll-in RateInterest Rate p.a.Est. %Other $InfoRequest

9.28%8.50% to 11.25%1.25%$990Policy

9.18%8.35% to 10.95%1.25%$0Policy

9.24%8.45% to 11.20%1.25%$550Policy

9.16%8.30% to 10.75%1.10%$1,100Policy

9.27%8.50% to 11.00%1.25%$750Policy

9.25%8.45% to 10.85%1.10%$550Policy

9.22%8.40% to 11.10%1.10%$950Policy

9.29%8.55% to 11.50%1.38%$0Policy

9.14%8.28% to 10.70%1.25%$0Policy

9.12%8.25% to 10.95%1.10%$0Policy

9.20%8.38% to 10.90%1.25%$0Policy

9.26%8.45% to 11.00%1.25%$770Policy

8 lenders match your scenario0 lender(s) selectedPreviewRequest terms

Funding table

Total property value$0.00LVR (weighted)0.00%

Indicative terms for Speedy Business Finance

Interest rate-Line fee-Estab fee-Broker fee-

Loan amount$0.00

Less: Establishment fee (1.10% inc. GST)$0.00

Less: Broker fee (1.10% inc. GST)$0.00

Less: Prepaid interest (12 months @ 8.25%)$0.00

Surplus $0.00

Request TermsNo credit checks performed

You're about to share this scenario with 3 lenders. They'll review it and respond with indicative terms.

LenderLender ContactAll-in RateInterest p.a.Est. %Other $

Select a contactSMSarah MitchellOrigination9.12%8.25% to 10.95%1.10%$0

Select a contactJOJames OkaforCredit9.14%8.28% to 10.70%1.25%$0

Select a contactPNPriya NairOrigination9.16%8.30% to 10.75%1.10%$1,100

Rates and fees shown are indicative only, are subject to lender assessment, formal approval and property valuation, and may change.

Lenders should contact me by *Phone or emailPhoneEmailSave as my default

I confirm all of the following:

I confirm that the information I have provided is true, accurate and complete.
I confirm that the loan to be provided to the borrower(s) is to be applied wholly or predominantly for business purposes or investment purposes (other than investment in residential property).

CancelRequest terms

Indicative terms requestedYour scenario has been sent to the following lenders. They will contact you directly.

Start a new scenario

Illustrative example only. Lenders, rates and fees shown are examples and do not represent actual offers. Lender outcomes vary by scenario.

lenders on panel: 40+
accredited brokers: 1,900+
connected transactions: $9.0bn+

Built for real estate backed private credit

Whatever the transaction, ThinkPrivate matches it to lenders who fund it.

First Mortgage
Refinance, purchase & equity release
Security types
Residential, commercial, industrial, agriculture & farming, development sites & vacant land, specialised & residual stock
Second Mortgage
Refinance & equity release
Security types
Residential, commercial, industrial, agriculture & farming, development sites & vacant land, specialised & residual stock
Construction
Development & land-subdivision
Security types
Residential, commercial, industrial, specialised & mid-construction

How to get accredited

Four steps, no fees, most brokers are placing deals the same day.

Press get started free
Kick off your accreditation by creating an account from the homepage in one click.
Submit your accreditation
Set up your ThinkPrivate login and submit your accreditation request in the one flow.
Write your first deal
Once approved, start building your first scenario.
100% free for brokers
No cost to join, no cost to originate. No commission splits.

For brokers

Compare 40+ lenders in one place

Enter a scenario once, compare indicative terms side by side, and send a packaged credit paper straight to your chosen lenders.

Get started free →

For lenders

Get in front of Australia's top brokers

Join the panel and receive transactions matched to your credit policy, prequalified before they ever reach you.

Join the panel →

Common questions

Everything brokers ask before they get started. Can't find it here? We respond within 24 hours.

View all questions →

ThinkPrivate charges its lenders a monthly fee to advertise their products on the platform.

Yes, entirely. No accreditation fees, no scenario fees, no commission splits. The rates and fees shown are the same as approaching the lender directly.

Any broker holding a credit representative number or an Australian Credit Licence (ACL), under any aggregator. Accreditation takes minutes.

First mortgage, second mortgage, and construction and development finance. Security types include commercial, residential, rural, specialised securities, and development sites.

Pricing and appetite are maintained by each lender directly. Rates are indicative and subject to formal credit assessment, but they reflect what each lender is actually writing right now.

Scenario data is not shared with lenders until you explicitly submit. Only the lenders you select receive the submission.

Compare rates, fees and credit policies of 40+ non-bank lenders, private lenders and family officesCompare rates, fees and credit policies of 40+non-bank lendersprivate lendersfamily offices

How it works

Built for real estate backed private credit

First Mortgage

Second Mortgage

Construction

How to get accredited

Press get started free

Submit your accreditation

Write your first deal

100% free for brokers

Compare 40+ lenders in one place

Get in front of Australia's top brokers

Common questions

How does ThinkPrivate get paid?

Is ThinkPrivate free for brokers?

Who can access the platform?

What loan types are on the panel?

How accurate are the rates and fees in the platform?

How is my client's information protected?

Compare rates, fees and credit policies of 40+ non-bank lenders, private lenders and family officesCompare rates, fees and credit policies of 40+non-bank lendersprivate lendersfamily offices

How it works

Built for real estate backed private credit

First Mortgage

Second Mortgage

Construction

How to get accredited

Press get started free

Submit your accreditation

Write your first deal

100% free for brokers

Compare 40+ lenders in one place

Get in front of Australia's top brokers

Common questions

How does ThinkPrivate get paid?

Is ThinkPrivate free for brokers?

Who can access the platform?

What loan types are on the panel?

How accurate are the rates and fees in the platform?

How is my client's information protected?

Recently placed transactions via ThinkPrivate

Compare rates, fees and credit policies of 40+ non-bank lenders, private lenders and family offices

Compare rates, fees and credit policies of 40+ non-bank lenders, private lenders and family offices